Calcolatrice di interessi
Trova il montante e gli interessi con interesse semplice o composto, capitalizzato ogni anno, semestre, trimestre, mese o giorno.
Risultato
Inserisci i valori e premi Calcola per vedere il risultato.
Formula
Simple interest: principal × yearly rate (as a decimal) × years.
Compound interest: the rate is split over n periods a year, and interest earns interest.
Come usare questa calcolatrice
- Choose simple or compound interest and enter the starting amount, the yearly rate in % and the time in years.
- For compound interest, choose how often interest is added. Money is shown to 2 decimal places.
Esempio svolto
1000 at 5% a year for 3 years, compounded yearly
r = 5% = 0.05, n = 1 and nt = 3.
A = 1000 × 1.05³ = 1157.625, which rounds to 1157.63.
Interest = 1157.63 − 1000 = 157.63; the effective annual rate is exactly 5%.
Domande frequenti
What is the difference between simple and compound interest?
Simple interest is only paid on the starting amount. Compound interest is also paid on interest already added, so it grows faster.
What is the effective annual rate?
The rate you really earn in a year once compounding is included — also called the APY. Monthly compounding at 5% gives about 5.1162%.